Research, reports and the law
Reports, regulator papers and research behind the routes. They help you understand why money gets lost. They do not replace the official routes.
Before you start: official routes are free. Start there. Official routes
Lost Pensions 2026: The Scale of the Challenge
Pensions Policy Institute (sponsored by MaPS) · 12 October 2026
UK
The latest independent estimate of how many UK pension pots have lost touch with their owners, with first evidence on defined benefit schemes. Not comparable with earlier surveys.
Score 91 / 100 · Rank 1
Why this score
- Official or independent: 22 / 25
- Accuracy and sourcing: 20 / 20
- Usefulness today: 14 / 20
- Freshness: 15 / 15
- No fee: 10 / 10
- Depth: 10 / 10
Free
Last checked 3 November 2026
Reclaim Fund Ltd annual report and accounts 2025/26
Reclaim Fund Ltd (via GOV.UK) · 14 July 2026
UK
The dormant accounts fund's yearly report: money passed to good causes, money returned to owners and which firms take part.
Score 85 / 100 · Rank 2
Why this score
- Official or independent: 23 / 25
- Accuracy and sourcing: 19 / 20
- Usefulness today: 10 / 20
- Freshness: 15 / 15
- No fee: 10 / 10
- Depth: 8 / 10
Free
Last checked 3 November 2026
Dormant Assets Parliamentary Review
GOV.UK (DCMS)
UK
The government's review of how the expanded dormant assets scheme is working.
Score 79 / 100 · Rank 3
Why this score
- Official or independent: 24 / 25
- Accuracy and sourcing: 19 / 20
- Usefulness today: 9 / 20
- Freshness: 9 / 15
- No fee: 10 / 10
- Depth: 8 / 10
Free
Last checked 3 November 2026
PS24/10: Expansion of the Dormant Assets Scheme, second phase
Financial Conduct Authority
UK
The FCA's rules for investment and wealth firms joining the dormant assets scheme, including their duty to trace owners first.
Score 79 / 100 · Rank 4
Why this score
- Official or independent: 24 / 25
- Accuracy and sourcing: 19 / 20
- Usefulness today: 8 / 20
- Freshness: 9 / 15
- No fee: 10 / 10
- Depth: 9 / 10
Free
Last checked 3 November 2026
Annual report highlights
Reclaim Fund Ltd · 14 July 2026
UK
The fund's own summary of its latest annual report.
Score 78 / 100 · Rank 5
Why this score
- Official or independent: 21 / 25
- Accuracy and sourcing: 18 / 20
- Usefulness today: 9 / 20
- Freshness: 15 / 15
- No fee: 10 / 10
- Depth: 5 / 10
Free
Last checked 3 November 2026
Dormant Assets Act 2022
legislation.gov.uk · 24 February 2022
UK
The law that widened the UK dormant assets scheme beyond bank accounts to insurance, pensions, investments and securities.
Score 78 / 100 · Rank 6
Why this score
- Official or independent: 25 / 25
- Accuracy and sourcing: 20 / 20
- Usefulness today: 8 / 20
- Freshness: 6 / 15
- No fee: 10 / 10
- Depth: 9 / 10
Free
Last checked 3 November 2026
Zoekservice levensverzekeringen steeds vaker gevonden
Verbond van Verzekeraars
NL
The Dutch insurers' news on how often the life policy search finds a policy for a dead person's family.
Score 72 / 100 · Rank 7
Why this score
- Official or independent: 20 / 25
- Accuracy and sourcing: 17 / 20
- Usefulness today: 11 / 20
- Freshness: 9 / 15
- No fee: 10 / 10
- Depth: 5 / 10
Free
Last checked 3 November 2026
How we rank · Suggest a resource
Last checked: 3 November 2026