Finding lost money in the United Arab Emirates.
In the UAE the state scheme mainly covers UAE and GCC nationals, so many expats leave money with an employer instead. Tracing it usually starts with the old employer.
Last read: 1 November 2026
Pensions
State pension: GPSSA Maashi platform. Maashi lets insured Emiratis, pensioners and beneficiaries request services such as end of service, and see information such as past employers and years left to retirement. From abroad: The official page does not say whether you can use it from abroad.
Workplace and private pensions: End of service pay is owed by the former employer. Ask the employer first, and keep any contract or payslips that show your service.
Key facts and sources
- The GPSSA Maashi platform lets insured members send end of service requests themselves, and shows details such as past employers and years left until retirement eligibility. Source: General Pension and Social Security Authority (GPSSA), read 1 November 2026.
- GCC nationals working in the UAE are insured with GPSSA, but they are subject to the pension and end of service rules of their home country. Source: General Pension and Social Security Authority (GPSSA), read 1 November 2026.
- UAE employers must pay end of service gratuity to their GCC employees for service before the insurance extension applied. Source: General Pension and Social Security Authority (GPSSA), read 1 November 2026.
- Before going to court over a GPSSA pension or end of service decision, a person must first appeal to the Insurance Appeals Committee within five years of becoming entitled to the payment. Source: General Pension and Social Security Authority (GPSSA), read 1 November 2026.
Other lost money
- Dormant bank accounts: Dormant Accounts and Lost and forgotten Funds Regulation (bank accounts). Bank accounts become dormant after three years without a transaction or contact, balances move to the Central Bank after five years, and you or your heirs can still ask the bank for them. Run by: Central Bank of the UAE.
- Forgotten insurance: Dormant Accounts and Lost and forgotten Funds Regulation (insurance). Insurance amounts payable to you or your heirs count as dormant after three years and move to the Central Bank after five, and insurers should settle requests within one month. Run by: Central Bank of the UAE.
Questions
How do I find a lost pension in the United Arab Emirates?
Check the GPSSA Maashi platform if you were an insured Emirati, or a GCC national working in the UAE. Otherwise, contact the former employer, as end of service pay is owed by them.
Can I check my UAE state pension from abroad?
The official GPSSA page does not say whether the Maashi platform works from abroad. Contact GPSSA through its official site to ask.
Is there a register for forgotten bank or insurance money in the UAE?
The Central Bank regulation does not set up a public search. Dormant bank balances and insurance amounts can be asked for through the bank or insurer, and your heirs can do the same.
Worked in more than one country?
No national tool looks across borders. PensionHunter traces pensions left behind across borders. It is run by Battersea Park Capital. Capital Find Money's founder has an interest in it, and we feature it because no national tool looks across countries. Try the free lost pension checker. Our own count of pensions left behind and the guides are free.
We always point people to the free government tracing route first, and we take nothing from financial advisers.