Finding lost money in Switzerland.
Switzerland has a free central office for forgotten workplace pension money and a route for dormant bank assets. The state pension statement can be requested from anywhere.
Last read: 1 November 2026
Pensions
State pension: Central Compensation Office (ZAS), eCdC online portal. Your AHV/AVS state pension individual account statement. From abroad: The Central Compensation Office states that an account statement can be requested from anywhere in the world without registration.
Workplace and private pensions: 2nd Pillar Central Office (Zentralstelle 2. Säule). The 2nd Pillar Central Office compares your enquiry form with reports from the pension schemes and tells you the result. The Auffangeinrichtung describes the enquiry as simple and free.
Key facts and sources
- Full old-age pensions run from CHF 1,260 to CHF 2,520 a month for a full contribution period, depending on average annual income. Source: ahv-iv.ch, Leistungen der AHV (3.01), read 1 November 2026.
- The Auffangeinrichtung states that it administers forgotten pension credit balances, which it calls contactless accounts. Source: Auffangeinrichtung BVG, aeis.ch, read 1 November 2026.
- The Auffangeinrichtung says you can check whether such an account is yours with a simple, free query at the 2nd Pillar Central Office. Source: Auffangeinrichtung BVG, aeis.ch, read 1 November 2026.
Other lost money
- Dormant bank accounts: Dormant assets search (Swiss Banking Ombudsman and dormantaccounts.ch). Banks report assets over CHF 500 to a central database that only the Banking Ombudsman can search, and dormantaccounts.ch publishes assets 60 years after last contact; proof of entitlement is needed. Run by: Swiss Banking Ombudsman and the Swiss banks.
Questions
How do I find a lost pension in Switzerland?
Send an enquiry to the 2nd Pillar Central Office. It compares your form with reports from the pension schemes and tells you the result.
Can I check my Switzerland state pension from abroad?
Yes. The Central Compensation Office states that you can request your AHV individual account statement from anywhere in the world without registering.
What are contactless pension accounts in Switzerland?
They are forgotten pension credit balances that the Auffangeinrichtung administers. It says a simple, free query at the 2nd Pillar Central Office shows whether one is yours.
Worked in more than one country?
No national tool looks across borders. PensionHunter traces pensions left behind across borders. It is run by Battersea Park Capital. Capital Find Money's founder has an interest in it, and we feature it because no national tool looks across countries. Try the free lost pension checker. Our own count of pensions left behind and the guides are free.
We always point people to the free government tracing route first, and we take nothing from financial advisers.