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    Finding lost money in Romania.

    Romania has a state pension and a private second-pillar layer run by authorised funds. The financial regulator ASF supervises the private funds.

    Last read: 1 November 2026

    Pensions

    Workplace and private pensions: ASF (Autoritatea de Supraveghere Financiară). Private second-pillar funds are supervised by ASF. Its guide says you can check an administrator's authorisation in the electronic registers on the ASF site, and your adhesion act names your administrator.

    Key facts and sources

    • 4.75 per cent of the 25 per cent social contribution goes to the second-pillar fund, and CNPP transfers it to the fund the employee selected. Source: ASF, read 1 November 2026.
    • If you did not choose a second-pillar fund and are under 35, CNPP assigns one at random. Source: ASF, read 1 November 2026.
    • You can check an administrator's authorisation in the electronic registers section of the ASF website. Your adhesion act shows the administrator and an ASF series and number. Source: ASF, read 1 November 2026.

    Questions

    How do I find a lost pension in Romania?

    If you may have a second-pillar private fund, look for your adhesion act, which names the administrator. ASF's electronic registers let you check an administrator is authorised.

    Could I have a private pension in Romania as well?

    Possibly. If you were under 35, did not choose a fund and paid into the second pillar, CNPP assigned one at random.

    Who can answer questions about private pension funds in Romania?

    ASF supervises them. Its guide gives office@asfromania.ro for further questions.

    Worked in more than one country?

    No national tool looks across borders. PensionHunter traces pensions left behind across borders. It is run by Battersea Park Capital. Capital Find Money's founder has an interest in it, and we feature it because no national tool looks across countries. Try the free lost pension checker. Our own count of pensions left behind and the guides are free.

    We always point people to the free government tracing route first, and we take nothing from financial advisers.