Finding lost money in Luxembourg.
Luxembourg's state pension is held by CNAP, and workplace pension funds sit on a public regulator list. Dormant bank and insurance assets are held by the State Treasury.
Last read: 1 November 2026
Pensions
State pension: Caisse nationale d'assurance pension (CNAP). Your pension contribution record and entitlement information. From abroad: Guichet.lu says you do not need to live in Luxembourg, but you need a 13 digit matricule. You can sign in with LuxTrust or an eID, or request an estimate by post.
Workplace and private pensions: Commissariat aux Assurances (CAA). The Commissariat aux Assurances (CAA) publishes a list of Luxembourg pension funds. Use it to name a fund, then contact it directly.
Key facts and sources
- Guichet.lu says you do not need to be resident in Luxembourg to ask for a pension estimate, but you need a 13 digit national identification number (matricule). Source: Guichet.lu, read 1 November 2026.
- The online route on Guichet.lu uses a LuxTrust product or an eID; you can also send the request by post on a downloadable form. Source: Guichet.lu, read 1 November 2026.
- MyGuichet.lu accepts electronic identification from other EU and EEA countries (eIDAS), but you need a 13 digit Luxembourg national identification number. Source: Guichet.lu, read 1 November 2026.
- CNAP runs international information days for people who are or were employed in Germany, France, Belgium or Luxembourg. Source: CNAP, read 1 November 2026.
- Since 1 December 2023, a person who justifies a right to consigned assets can send the State Treasury's Consignment Office an information request on entries in its electronic register of consignments. Source: Trésorerie de l'Etat, read 1 November 2026.
Other lost money
- Official money registers: Caisse de consignation information request. Banks and insurers pass dormant account, safe deposit box and long-unpaid insurance assets to the Consignment Office; a person who justifies a right to them can send an information request on its electronic register. Run by: Trésorerie de l'Etat (State Treasury).
Questions
How do I find a lost pension in Luxembourg?
Start with CNAP and Guichet.lu for a pension estimate. For a workplace pension, check the CAA list of Luxembourg pension funds to name the fund, then contact it.
Can I check my Luxembourg state pension from abroad?
Yes, with conditions. Guichet.lu says you do not need to live in Luxembourg, but you need a 13 digit matricule. You can sign in with LuxTrust or an eID, or send the request by post.
How do I find dormant accounts or insurance in Luxembourg?
Send an information request to the State Treasury's Consignment Office about its electronic register of consignments. You must justify a right to the assets.
Worked in more than one country?
No national tool looks across borders. PensionHunter traces pensions left behind across borders. It is run by Battersea Park Capital. Capital Find Money's founder has an interest in it, and we feature it because no national tool looks across countries. Try the free lost pension checker. Our own count of pensions left behind and the guides are free.
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