{
  "name": "Capital Find Money library",
  "publisher": "Capital Find Money",
  "author": "Frank Marco",
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      "show": "Financing Impact (ESMT Berlin)",
      "title": "Dormant assets - with Stephen Muers and Antonis Schwarz",
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      "guest": "Stephen Muers (Big Society Capital) and Antonis Schwarz",
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      "region": "UK",
      "topics": [
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      "summary": "How money from dormant UK accounts funds social investment, and why other countries are looking at the model.",
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      "type": "PodcastEpisode",
      "show": "The Lens on Corporate Markets (MUFG)",
      "title": "The Dormant Asset Commission: securing the release of £2bn",
      "datePublished": "2019-11-11",
      "host": "Lindsey Doud",
      "guest": "Robert Welch (Tesco) and Jai Baker",
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      "region": "UK",
      "topics": [
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        "dormant-assets"
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      "summary": "A share registrar's podcast on lost shareholders, uncashed dividends and the Dormant Assets Commission's work.",
      "url": "https://podcasts.apple.com/gb/podcast/the-dormant-asset-commission-securing-the-release-of-%C2%A32bn/id1484075002?i=1000455281350",
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      "guestFit": "no",
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      "linkCheck": "rss-title-match",
      "rank": 36
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      "id": "pod-1000569117527",
      "type": "PodcastEpisode",
      "show": "Finance Unpacked",
      "title": "Small Pension Pots - How to collect the many pension pots you have hidden away",
      "datePublished": "2022-07-07",
      "host": "Gareth Shears and Shane Hyland",
      "guest": null,
      "language": "en",
      "region": "UK",
      "topics": [
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      "summary": "Two advisers on gathering up the small pension pots people leave behind with each job change.",
      "url": "https://podcasts.apple.com/gb/podcast/small-pension-pots-how-to-collect-the-many-pension/id1512924823?i=1000569117527",
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      "show": "FinTech Focus TV (Harrington Starr)",
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      "guest": "Varun Aggarwal (Know Your Dosh)",
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      "region": "UK",
      "topics": [
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      "summary": "A fintech founder on using open banking to find dormant accounts. Promotional in tone.",
      "url": "https://podcasts.apple.com/gb/podcast/how-open-banking-is-solving-the-uks-%C2%A389bn-dormant/id1630906180?i=1000749926594",
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    {
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      "type": "PodcastEpisode",
      "show": "The Trina Mara Podcast (Classic Hits)",
      "title": "How to trace your old work pensions",
      "datePublished": "2023-09-16",
      "host": "Trina Mara",
      "guest": "Shane Tobin (True Wealth)",
      "language": "en",
      "region": "IE",
      "topics": [
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      "summary": "An Irish adviser on tracing old work pensions in Ireland.",
      "url": "https://podcasts.apple.com/gb/podcast/how-to-trace-your-old-work-pensions/id1732100379?i=1000646042338",
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      "type": "PodcastEpisode",
      "show": "NEXsteps: Estate Planning and Executor Support",
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      "topics": [
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      "url": "https://podcasts.apple.com/gb/podcast/unclaimed-bank-balances-dormant-accounts-dont-disappear/id1481000785?i=1000790377850",
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      "type": "PodcastEpisode",
      "show": "Money Rehab with Nicole Lapin",
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      "region": "US",
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      "summary": "Nicole Lapin on searching free US state databases for money held in your name.",
      "url": "https://podcasts.apple.com/us/podcast/you-may-have-unclaimed-money-heres-how-to-find-it/id1559564016?i=1000518007044",
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      "type": "PodcastEpisode",
      "show": "Money Rehab with Nicole Lapin",
      "title": "You May Have Missing Money... Here's How to Find It!",
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      "host": "Nicole Lapin",
      "guest": null,
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      "region": "US",
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      "summary": "A later Money Rehab episode on the same free US state searches for money in your name.",
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      "title": "How I Found $3,000 in Unclaimed Property",
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      "region": "US",
      "topics": [
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      "summary": "Laura Adams on how she found money a US state was holding for her, and how to search for free.",
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      "url": "https://podcasts.apple.com/us/podcast/unclaimed-money-are-you-leaving-free-money-on-the-table/id1454193127?i=1000750952896",
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      "lastChecked": "2026-11-03",
      "linkCheck": "rss-title-match",
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      "type": "PodcastEpisode",
      "show": "The Buck Up",
      "title": "How to find unclaimed money",
      "datePublished": "2026-06-08",
      "host": "Kate Langbroek and Nath Valvo",
      "guest": null,
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      "region": "AU",
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      "host": "Stephen Grootes",
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      "host": "Jon Marcroft",
      "guest": null,
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      "host": "Jon Marcroft",
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      "host": "Robin and Lisa",
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      "language": "nl",
      "region": "NL",
      "topics": [
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      "summary": "Nibud's Michael Visser on mijnpensioenoverzicht.nl, the yearly pension statement (UPO) and getting your pension in order.",
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      "show": "Goed met Geld Podcast",
      "title": "196: De pensioen driedaagse met Christian Meijer",
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      "guest": "Christian Meijer",
      "language": "nl",
      "region": "NL",
      "topics": [
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      "summary": "An episode for the Dutch pension awareness week on checking your pension overview and old pots.",
      "url": "https://podcasts.apple.com/nl/podcast/196-de-pensioen-driedaagse-met-christian-meijer/id1450596093?i=1000584187329",
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    {
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      "type": "PodcastEpisode",
      "show": "Je Geld en/of Je Leven met Michiel van Vugt",
      "title": "#94 - De pensioen3daagse met Olaf Simonse van Wijzer In Geldzaken",
      "datePublished": "2020-11-03",
      "host": "Michiel van Vugt",
      "guest": "Olaf Simonse (Wijzer in Geldzaken)",
      "language": "nl",
      "region": "NL",
      "topics": [
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      ],
      "summary": "An episode for the Dutch pension awareness week with the government-backed Wijzer in Geldzaken on checking what pension you have built up.",
      "url": "https://podcasts.apple.com/nl/podcast/94-de-pensioen3daagse-met-olaf-simonse-van-wijzer-in/id1366298573?i=1000497050464",
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    {
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      "show": "Netspar Podcast Pensioen & Wetenschap",
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      "datePublished": "2025-04-22",
      "host": "Netspar",
      "guest": "Kène Henkens (NIDI)",
      "language": "nl",
      "region": "NL",
      "topics": [
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      "summary": "Research on why many Dutch people avoid looking at their pension information at all.",
      "url": "https://podcasts.apple.com/nl/podcast/wie-vermijdt-pensioeninformatie/id1749534520?i=1000704395875",
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      "guestFit": "no",
      "hostContactPage": "https://www.netspar.nl/contact",
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      "summary": "The insurers' trade body list of which firm now looks after policies and pensions from merged or closed insurers.",
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        "usefulnessToday": 16,
        "freshness": 15,
        "noFee": 10,
        "depth": 7
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 1
    },
    {
      "id": "route-uk-registrar-equiniti",
      "type": "GovernmentService",
      "category": "shares",
      "region": "UK",
      "name": "Equiniti shareholder services",
      "publisher": "Equiniti (Shareview)",
      "url": "https://www.shareview.co.uk/",
      "summary": "The registrar's own site for holdings it manages. Contact it directly about old shares and dividends.",
      "fee": "free",
      "score": 91,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 18,
        "usefulnessToday": 17,
        "freshness": 15,
        "noFee": 10,
        "depth": 6
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 2
    },
    {
      "id": "route-uk-registrar-computershare",
      "type": "GovernmentService",
      "category": "shares",
      "region": "UK",
      "name": "Computershare shareholder contact",
      "publisher": "Computershare",
      "url": "https://www.computershare.com/uk/contact-us",
      "summary": "The registrar's official contact page for holdings it manages.",
      "fee": "free",
      "score": 91,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 18,
        "usefulnessToday": 17,
        "freshness": 15,
        "noFee": 10,
        "depth": 6
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 3
    },
    {
      "id": "route-uk-registrar-mufg",
      "type": "GovernmentService",
      "category": "shares",
      "region": "UK",
      "name": "MUFG Corporate Markets investor centre",
      "publisher": "MUFG Corporate Markets (formerly Link Group)",
      "url": "https://uk.investorcentre.mpms.mufg.com/",
      "summary": "The registrar's official investor centre for holdings it manages.",
      "fee": "free",
      "score": 91,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 18,
        "usefulnessToday": 17,
        "freshness": 15,
        "noFee": 10,
        "depth": 6
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 4
    },
    {
      "id": "route-uk-ia-portal",
      "type": "GovernmentService",
      "category": "shares",
      "region": "UK",
      "name": "Investment Association lost assets portal",
      "publisher": "The Investment Association",
      "url": "https://www.theia.org/unclaimedassets",
      "summary": "The fund industry's list of how to contact member firms about old investments.",
      "fee": "free",
      "score": 90,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 18,
        "usefulnessToday": 16,
        "freshness": 15,
        "noFee": 10,
        "depth": 6
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 6
    },
    {
      "id": "route-uk-companies-house",
      "type": "GovernmentService",
      "category": "shares",
      "region": "UK",
      "name": "Search a company's name history and status",
      "publisher": "Companies House",
      "url": "https://find-and-update.company-information.service.gov.uk/",
      "summary": "The official register: check a company's past names, status and filings before you contact the registrar.",
      "fee": "free",
      "score": 95,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 17,
        "freshness": 15,
        "noFee": 10,
        "depth": 8
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 1
    },
    {
      "id": "route-uk-gazette",
      "type": "GovernmentService",
      "category": "shares",
      "region": "UK",
      "name": "The Gazette: official public notices",
      "publisher": "The Gazette",
      "url": "https://www.thegazette.co.uk/",
      "summary": "The official public record for insolvency, dissolution and deceased estates notices.",
      "fee": "free",
      "score": 89,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 19,
        "usefulnessToday": 13,
        "freshness": 15,
        "noFee": 10,
        "depth": 7
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 7
    },
    {
      "id": "route-uk-dissolved-company",
      "type": "GovernmentService",
      "category": "shares",
      "region": "UK",
      "name": "Money or property from a dissolved company",
      "publisher": "GOV.UK",
      "url": "https://www.gov.uk/claiming-money-or-property-from-dissolved-company",
      "summary": "Official guidance on what happens to a company's assets when it is dissolved.",
      "fee": "free",
      "score": 91,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 14,
        "freshness": 15,
        "noFee": 10,
        "depth": 7
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 5
    },
    {
      "id": "route-uk-bona-vacantia",
      "type": "GovernmentService",
      "category": "deceased",
      "region": "UK",
      "name": "Estates of people who died with no known heir",
      "publisher": "GOV.UK (Government Legal Department)",
      "url": "https://www.gov.uk/unclaimed-estates-bona-vacantia",
      "summary": "Official guidance on estates passed to the Crown, and how a relative can come forward. You do not need an heir hunter.",
      "fee": "free",
      "score": 93,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 16,
        "freshness": 15,
        "noFee": 10,
        "depth": 7
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 2
    },
    {
      "id": "route-uk-bona-vacantia-org",
      "type": "GovernmentService",
      "category": "deceased",
      "region": "UK",
      "name": "Bona Vacantia (Government Legal Department)",
      "publisher": "GOV.UK",
      "url": "https://www.gov.uk/government/organisations/bona-vacantia",
      "summary": "The government team that deals with ownerless estates and dissolved company assets.",
      "fee": "free",
      "score": 86,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 19,
        "usefulnessToday": 12,
        "freshness": 15,
        "noFee": 10,
        "depth": 5
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 6
    },
    {
      "id": "route-uk-probate",
      "type": "GovernmentService",
      "category": "deceased",
      "region": "UK",
      "name": "Applying for probate",
      "publisher": "GOV.UK",
      "url": "https://www.gov.uk/applying-for-probate",
      "summary": "The official route to the legal right to deal with a dead person's money and property.",
      "fee": "free",
      "score": 95,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 17,
        "freshness": 15,
        "noFee": 10,
        "depth": 8
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 1
    },
    {
      "id": "route-uk-tell-us-once",
      "type": "GovernmentService",
      "category": "deceased",
      "region": "UK",
      "name": "Organisations to tell after a death, and Tell Us Once",
      "publisher": "GOV.UK",
      "url": "https://www.gov.uk/after-a-death/organisations-you-need-to-contact-and-tell-us-once",
      "summary": "The official checklist of who to tell after a death, including the free Tell Us Once service.",
      "fee": "free",
      "score": 93,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 16,
        "freshness": 15,
        "noFee": 10,
        "depth": 7
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 3
    },
    {
      "id": "route-uk-search-wills",
      "type": "GovernmentService",
      "category": "deceased",
      "region": "UK",
      "name": "Search for a will or probate record",
      "publisher": "GOV.UK",
      "url": "https://www.gov.uk/search-will-probate",
      "summary": "The official search for wills and grants of probate in England and Wales.",
      "fee": "free",
      "score": 91,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 15,
        "freshness": 15,
        "noFee": 10,
        "depth": 6
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 5
    },
    {
      "id": "route-uk-scamsmart",
      "type": "GovernmentService",
      "category": "scams",
      "region": "UK",
      "name": "FCA ScamSmart",
      "publisher": "Financial Conduct Authority",
      "url": "https://www.fca.org.uk/scamsmart",
      "summary": "Check a firm or offer before you hand over details. Cold calls about lost money are a classic scam opening.",
      "fee": "free",
      "score": 93,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 16,
        "freshness": 15,
        "noFee": 10,
        "depth": 7
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 1
    },
    {
      "id": "route-nl-mijnpensioenoverzicht",
      "type": "GovernmentService",
      "category": "pensions",
      "region": "NL",
      "name": "Mijnpensioenoverzicht.nl",
      "publisher": "Stichting Pensioenregister",
      "url": "https://www.mijnpensioenoverzicht.nl/",
      "summary": "The free Dutch site, logged in with DigiD, that shows your State pension and workplace pensions together.",
      "fee": "free",
      "score": 98,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 20,
        "freshness": 15,
        "noFee": 10,
        "depth": 8
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 3
    },
    {
      "id": "route-nl-svb-aow",
      "type": "GovernmentService",
      "category": "pensions",
      "region": "NL",
      "name": "AOW (Dutch State pension)",
      "publisher": "SVB",
      "url": "https://www.svb.nl/nl/aow",
      "summary": "The official SVB pages on your AOW date and what you have built up.",
      "fee": "free",
      "score": 94,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 17,
        "freshness": 15,
        "noFee": 10,
        "depth": 7
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 6
    },
    {
      "id": "route-nl-wijzer-pensioen",
      "type": "GovernmentService",
      "category": "pensions",
      "region": "NL",
      "name": "Pension guidance",
      "publisher": "Wijzer in geldzaken",
      "url": "https://www.wijzeringeldzaken.nl/pensioen/",
      "summary": "Free, government-backed Dutch guidance on checking and understanding your pension.",
      "fee": "free",
      "score": 91,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 19,
        "usefulnessToday": 15,
        "freshness": 15,
        "noFee": 10,
        "depth": 7
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 10
    },
    {
      "id": "route-nl-gip-vergeten",
      "type": "GovernmentService",
      "category": "pensions",
      "region": "NL",
      "name": "Forgotten pensions",
      "publisher": "Geschilleninstantie Pensioenfondsen",
      "url": "https://geschilleninstantiepensioenfondsen.nl/publicaties/vergeten-pensioenen/",
      "summary": "A Dutch pension disputes body's guidance on pensions people have forgotten about.",
      "fee": "free",
      "score": 87,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 17,
        "usefulnessToday": 14,
        "freshness": 15,
        "noFee": 10,
        "depth": 6
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 11
    },
    {
      "id": "route-nl-slapende-tegoeden",
      "type": "GovernmentService",
      "category": "accounts",
      "region": "NL",
      "name": "Loket Slapende Tegoeden (dormant bank balances)",
      "publisher": "Nederlandse Vereniging van Banken",
      "url": "https://www.slapendetegoeden.nl/",
      "summary": "The Dutch banks' free desk for heirs and executors to ask all member banks about a dead person's accounts.",
      "fee": "free",
      "score": 96,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 19,
        "freshness": 15,
        "noFee": 10,
        "depth": 7
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 2
    },
    {
      "id": "route-nl-nvb-loket",
      "type": "GovernmentService",
      "category": "accounts",
      "region": "NL",
      "name": "About the Loket Slapende Tegoeden",
      "publisher": "Nederlandse Vereniging van Banken",
      "url": "https://www.nvb.nl/bankzaken-uitgelegd/loket-slapende-tegoeden/",
      "summary": "The banks' association explains who can use the dormant balances desk and how.",
      "fee": "free",
      "score": 90,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 19,
        "usefulnessToday": 15,
        "freshness": 15,
        "noFee": 10,
        "depth": 6
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 5
    },
    {
      "id": "route-nl-zoekservice-leven",
      "type": "GovernmentService",
      "category": "policies",
      "region": "NL",
      "name": "Zoekservice levensverzekeringen (life policy search)",
      "publisher": "Verbond van Verzekeraars",
      "url": "https://zoekservice.vanatotzekerheid.nl/",
      "summary": "The Dutch insurers' search for life policies of a person who has died.",
      "fee": "free-then-fee",
      "score": 90,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 19,
        "usefulnessToday": 18,
        "freshness": 15,
        "noFee": 6,
        "depth": 7
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 2
    },
    {
      "id": "route-nl-ctr",
      "type": "GovernmentService",
      "category": "deceased",
      "region": "NL",
      "name": "Centraal Testamentenregister",
      "publisher": "KNB (notaris.nl)",
      "url": "https://www.notaris.nl/bij-overlijden/centraal-testamentenregister",
      "summary": "Check through a notary whether a dead person left a will in the Netherlands.",
      "fee": "free",
      "score": 92,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 16,
        "freshness": 15,
        "noFee": 10,
        "depth": 6
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 4
    },
    {
      "id": "route-nl-kvk",
      "type": "GovernmentService",
      "category": "shares",
      "region": "NL",
      "name": "KVK company search",
      "publisher": "Kamer van Koophandel",
      "url": "https://www.kvk.nl/zoeken/",
      "summary": "The Dutch business register: check a company's name and status before you contact anyone about old shares.",
      "fee": "free",
      "score": 89,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 19,
        "usefulnessToday": 14,
        "freshness": 15,
        "noFee": 10,
        "depth": 6
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 8
    },
    {
      "id": "route-nl-belastingdienst",
      "type": "GovernmentService",
      "category": "tax",
      "region": "NL",
      "name": "Belastingdienst",
      "publisher": "Belastingdienst",
      "url": "https://www.belastingdienst.nl/",
      "summary": "The Dutch tax office, for tax refunds and an estate's tax affairs. Use it directly, not a paid agent.",
      "fee": "free",
      "score": 88,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 13,
        "freshness": 15,
        "noFee": 10,
        "depth": 5
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 2
    },
    {
      "id": "route-us-naupa",
      "type": "GovernmentService",
      "category": "us-state-property",
      "region": "US",
      "name": "US state property search (NAUPA)",
      "publisher": "National Association of Unclaimed Property Administrators",
      "url": "https://unclaimed.org/",
      "summary": "The state treasurers' own directory: search each US state where you lived or worked, for free.",
      "fee": "free",
      "score": 96,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 19,
        "freshness": 15,
        "noFee": 10,
        "depth": 7
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 1
    },
    {
      "id": "route-us-dol-retirement",
      "type": "GovernmentService",
      "category": "pensions",
      "region": "US",
      "name": "Retirement Savings Lost and Found",
      "publisher": "US Department of Labor",
      "url": "https://lostandfound.dol.gov/",
      "summary": "The free federal search for old US workplace retirement plans.",
      "fee": "free",
      "score": 95,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 18,
        "freshness": 15,
        "noFee": 10,
        "depth": 7
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 5
    },
    {
      "id": "route-us-pbgc",
      "type": "GovernmentService",
      "category": "pensions",
      "region": "US",
      "name": "PBGC missing participants search",
      "publisher": "Pension Benefit Guaranty Corporation",
      "url": "https://www.pbgc.gov/search-unclaimed-pensions",
      "summary": "The federal pension insurer's free search for pensions from plans that ended.",
      "fee": "free",
      "score": 93,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 17,
        "freshness": 15,
        "noFee": 10,
        "depth": 6
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 7
    },
    {
      "id": "route-us-missingmoney",
      "type": "GovernmentService",
      "category": "us-state-property",
      "region": "US",
      "name": "MissingMoney multi-state search",
      "publisher": "NAUPA (MissingMoney)",
      "url": "https://www.missingmoney.com/",
      "summary": "The state-endorsed multi-state search. Blocks automated checks, so we check this link by hand.",
      "fee": "free",
      "score": 91,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 19,
        "usefulnessToday": 17,
        "freshness": 15,
        "noFee": 10,
        "depth": 5
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "manual-403",
      "rank": 2
    },
    {
      "id": "route-us-naic-locator",
      "type": "GovernmentService",
      "category": "policies",
      "region": "US",
      "name": "Life Insurance Policy Locator",
      "publisher": "NAIC",
      "url": "https://eapps.naic.org/life-policy-locator/",
      "summary": "The US insurance regulators' free search for a dead person's life policies. We check this link by hand.",
      "fee": "free",
      "score": 93,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 17,
        "freshness": 15,
        "noFee": 10,
        "depth": 6
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "manual-captcha",
      "rank": 1
    },
    {
      "id": "route-au-moneysmart-money",
      "type": "GovernmentService",
      "category": "accounts",
      "region": "AU",
      "name": "Find lost money in Australia",
      "publisher": "Moneysmart (ASIC)",
      "url": "https://www.moneysmart.gov.au/find-unclaimed-money",
      "summary": "The Australian government's free search for money in bank accounts, shares and life policies.",
      "fee": "free",
      "score": 96,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 19,
        "freshness": 15,
        "noFee": 10,
        "depth": 7
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 3
    },
    {
      "id": "route-au-moneysmart-super",
      "type": "GovernmentService",
      "category": "super",
      "region": "AU",
      "name": "Find lost super",
      "publisher": "Moneysmart (ASIC)",
      "url": "https://www.moneysmart.gov.au/how-super-works/find-lost-super",
      "summary": "Official steps to find lost super through myGov and the ATO.",
      "fee": "free",
      "score": 95,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 18,
        "freshness": 15,
        "noFee": 10,
        "depth": 7
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 1
    },
    {
      "id": "route-au-mygov-super",
      "type": "GovernmentService",
      "category": "super",
      "region": "AU",
      "name": "Managing your super (myGov)",
      "publisher": "myGov",
      "url": "https://my.gov.au/en/services/work/currently-employed/superannuation/managing-your-super",
      "summary": "The official myGov route to see all your super accounts, including lost ones.",
      "fee": "free",
      "score": 93,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 17,
        "freshness": 15,
        "noFee": 10,
        "depth": 6
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 2
    }
  ],
  "guidesAndResearch": [
    {
      "id": "guide-mse-old-pension",
      "type": "CreativeWork",
      "kind": "guide",
      "region": "UK",
      "title": "How to find old or lost pensions",
      "publisher": "MoneySavingExpert",
      "url": "https://www.moneysavingexpert.com/pensions/how-to-find-an-old-pension/",
      "datePublished": "2026-10-20",
      "summary": "A thorough free walk-through: list your old employers, use the Pension Tracing Service, then contact the scheme. Also covers a dead relative's pension.",
      "fee": "free",
      "score": 88,
      "scores": {
        "officialOrIndependent": 17,
        "accuracySourcing": 18,
        "usefulnessToday": 19,
        "freshness": 15,
        "noFee": 10,
        "depth": 9
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "manual-403",
      "rank": 2
    },
    {
      "id": "guide-mse-lost-assets",
      "type": "CreativeWork",
      "kind": "guide",
      "region": "UK",
      "title": "Free ways to find lost assets",
      "publisher": "MoneySavingExpert",
      "url": "https://www.moneysavingexpert.com/reclaim/reclaim-lost-assets-free/",
      "datePublished": "2026-09-08",
      "summary": "One page covering lost bank accounts, Child Trust Funds, investments, shares, insurance and a dead relative's money, with the free routes for each.",
      "fee": "free",
      "score": 89,
      "scores": {
        "officialOrIndependent": 17,
        "accuracySourcing": 18,
        "usefulnessToday": 19,
        "freshness": 15,
        "noFee": 10,
        "depth": 10
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "manual-403",
      "rank": 1,
      "label": "Independent third party",
      "note": "UK only. Updated 8 Sep 2026 per the page."
    },
    {
      "id": "research-ppi-2026",
      "type": "CreativeWork",
      "kind": "research",
      "region": "UK",
      "title": "Lost Pensions 2026: The Scale of the Challenge",
      "publisher": "Pensions Policy Institute (sponsored by MaPS)",
      "url": "https://www.pensionspolicyinstitute.org.uk/research-library/research-reports/2026/lost-pensions-the-scale-of-the-challenge/",
      "datePublished": "2026-10-12",
      "summary": "The latest independent estimate of how many UK pension pots have lost touch with their owners, with first evidence on defined benefit schemes. Not comparable with earlier surveys.",
      "fee": "free",
      "score": 91,
      "scores": {
        "officialOrIndependent": 22,
        "accuracySourcing": 20,
        "usefulnessToday": 14,
        "freshness": 15,
        "noFee": 10,
        "depth": 10
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 1
    },
    {
      "id": "research-rfl-2025-26",
      "type": "CreativeWork",
      "kind": "research",
      "region": "UK",
      "title": "Reclaim Fund Ltd annual report and accounts 2025/26",
      "publisher": "Reclaim Fund Ltd (via GOV.UK)",
      "url": "https://www.gov.uk/government/publications/reclaim-fund-ltd-annual-report-and-accounts-202526",
      "datePublished": "2026-07-14",
      "summary": "The dormant accounts fund's yearly report: money passed to good causes, money returned to owners and which firms take part.",
      "fee": "free",
      "score": 85,
      "scores": {
        "officialOrIndependent": 23,
        "accuracySourcing": 19,
        "usefulnessToday": 10,
        "freshness": 15,
        "noFee": 10,
        "depth": 8
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 2
    },
    {
      "id": "research-rfl-highlights",
      "type": "CreativeWork",
      "kind": "research",
      "region": "UK",
      "title": "Annual report highlights",
      "publisher": "Reclaim Fund Ltd",
      "url": "https://www.reclaimfund.co.uk/annual-report-accounts",
      "datePublished": "2026-07-14",
      "summary": "The fund's own summary of its latest annual report.",
      "fee": "free",
      "score": 78,
      "scores": {
        "officialOrIndependent": 21,
        "accuracySourcing": 18,
        "usefulnessToday": 9,
        "freshness": 15,
        "noFee": 10,
        "depth": 5
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 5
    },
    {
      "id": "research-dormant-assets-act",
      "type": "CreativeWork",
      "kind": "research",
      "region": "UK",
      "title": "Dormant Assets Act 2022",
      "publisher": "legislation.gov.uk",
      "url": "https://www.legislation.gov.uk/ukpga/2022/5/contents",
      "datePublished": "2022-02-24",
      "summary": "The law that widened the UK dormant assets scheme beyond bank accounts to insurance, pensions, investments and securities.",
      "fee": "free",
      "score": 78,
      "scores": {
        "officialOrIndependent": 25,
        "accuracySourcing": 20,
        "usefulnessToday": 8,
        "freshness": 6,
        "noFee": 10,
        "depth": 9
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 6
    },
    {
      "id": "research-dormant-assets-review",
      "type": "CreativeWork",
      "kind": "research",
      "region": "UK",
      "title": "Dormant Assets Parliamentary Review",
      "publisher": "GOV.UK (DCMS)",
      "url": "https://www.gov.uk/government/publications/dormant-assets-parliamentary-review-2025/dormant-assets-parliamentary-review",
      "datePublished": null,
      "summary": "The government's review of how the expanded dormant assets scheme is working.",
      "fee": "free",
      "score": 79,
      "scores": {
        "officialOrIndependent": 24,
        "accuracySourcing": 19,
        "usefulnessToday": 9,
        "freshness": 9,
        "noFee": 10,
        "depth": 8
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 3
    },
    {
      "id": "research-fca-ps24-10",
      "type": "CreativeWork",
      "kind": "research",
      "region": "UK",
      "title": "PS24/10: Expansion of the Dormant Assets Scheme, second phase",
      "publisher": "Financial Conduct Authority",
      "url": "https://www.fca.org.uk/publication/policy/ps24-10.pdf",
      "datePublished": null,
      "summary": "The FCA's rules for investment and wealth firms joining the dormant assets scheme, including their duty to trace owners first.",
      "fee": "free",
      "score": 79,
      "scores": {
        "officialOrIndependent": 24,
        "accuracySourcing": 19,
        "usefulnessToday": 8,
        "freshness": 9,
        "noFee": 10,
        "depth": 9
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 4
    },
    {
      "id": "research-vvv-zoekservice",
      "type": "CreativeWork",
      "kind": "research",
      "region": "NL",
      "title": "Zoekservice levensverzekeringen steeds vaker gevonden",
      "publisher": "Verbond van Verzekeraars",
      "url": "https://www.verzekeraars.nl/publicaties/actueel/zoekservice-levensverzekeringen-steeds-vaker-gevonden-1",
      "datePublished": null,
      "summary": "The Dutch insurers' news on how often the life policy search finds a policy for a dead person's family.",
      "fee": "free",
      "score": 72,
      "scores": {
        "officialOrIndependent": 20,
        "accuracySourcing": 17,
        "usefulnessToday": 11,
        "freshness": 9,
        "noFee": 10,
        "depth": 5
      },
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "rank": 7
    }
  ],
  "tools": [
    {
      "id": "tool-gretel",
      "type": "SoftwareApplication",
      "name": "Gretel",
      "publisher": "Gretel (commercial firm)",
      "url": "https://www.gretel.co.uk/",
      "region": "UK",
      "summary": "A free UK service paid for by the banks and providers on its platform. You create an account and it runs a soft credit search. UK-based companies only, and it only finds firms signed up to it.",
      "fee": "free-commercial",
      "ours": false,
      "featured": false,
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "scores": {
        "officialOrIndependent": 10,
        "accuracySourcing": 15,
        "usefulnessToday": 16,
        "freshness": 15,
        "noFee": 9,
        "depth": 8
      },
      "score": 73,
      "rank": 1,
      "label": "Independent third party",
      "sourceUrl": "https://www.gretel.co.uk/faqs/",
      "note": "Source: Gretel FAQ."
    },
    {
      "id": "tool-penny",
      "type": "SoftwareApplication",
      "name": "Penny",
      "publisher": "Penny (commercial firm)",
      "url": "https://www.pennypension.com/",
      "region": "UK",
      "summary": "A commercial pension app that helps you find and manage old pensions. Check its terms before you sign up.",
      "fee": "unknown",
      "ours": false,
      "featured": false,
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "scores": {
        "officialOrIndependent": 6,
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        "usefulnessToday": 14,
        "freshness": 15,
        "noFee": 4,
        "depth": 6
      },
      "score": 58,
      "rank": 2
    },
    {
      "id": "tool-pensionhunter",
      "type": "SoftwareApplication",
      "name": "PensionHunter",
      "publisher": "Capital Find Money (ours)",
      "url": "https://pensionhunter.ai/",
      "region": "UK",
      "summary": "Our own tool for working out where a lost UK pension might be and which official route to use. Listed and featured, but not scored or ranked.",
      "fee": "see-site",
      "ours": true,
      "featured": true,
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "scores": null,
      "score": null,
      "rank": null
    },
    {
      "id": "tool-old-shares-finder",
      "type": "SoftwareApplication",
      "name": "Old Shares Finder",
      "publisher": "Capital Find Money (ours)",
      "url": "https://capital-fm.com/tools/old-shares-finder",
      "region": "UK",
      "summary": "Our free tool that shows a company's name history and its registrar, so you know who to contact. Listed and featured, but not scored or ranked.",
      "fee": "free",
      "ours": true,
      "featured": true,
      "lastChecked": "2026-11-03",
      "linkCheck": "ok",
      "scores": null,
      "score": null,
      "rank": null
    }
  ]
}
